The BankAmericard credit card has a simple but valuable proposition for credit card

– Pay no annual fee and no penalty APR.

– Offers a long 0% APR promotion on purchase and balance transfers.

– Doesn't offer a rewards program.

Charges a foreign transaction fee.

Balance transfer fee: 3% of each transaction

The late payment fee can be up to $40.

Credit Score Needed Excellent/Good

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