The BankAmericard credit card has a simple but valuable proposition for credit card

– Pay no annual fee and no penalty APR.

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– Offers a long 0% APR promotion on purchase and balance transfers.

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– Doesn't offer a rewards program.

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Charges a foreign transaction fee.

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Balance transfer fee: 3% of each transaction

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The late payment fee can be up to $40.

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Credit Score Needed Excellent/Good

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