The BB&T Spectrum Cash Rewards credit card is a cash back rewards card.

Cash back of 3% on gas, 2% on groceries and 1% on others

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2% and 3% cash back on $1,000 combined purchase

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Earn 10% Bonus Cash Back on redeeming rewards.

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There is a 0% APR for the first 12 months and a variable APR of 13.24% and 22.24% after.

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No sign-up bonus

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Annual fee is $0, foreign transactions 3%

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Balance transfers fee 3%

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Rewards Cash Back, Statement Credits, Gift Cards etc.

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