The BB&T Spectrum Cash Rewards credit card is a cash back rewards card.
Cash back of 3% on gas, 2% on groceries and 1% on others
2% and 3% cash back on $1,000 combined purchase
Earn 10% Bonus Cash Back on redeeming rewards.
There is a 0% APR for the first 12 months and a variable APR of 13.24% and 22.24% after.
No sign-up bonus
Annual fee is $0, foreign transactions 3%
Balance transfers fee 3%
Rewards Cash Back, Statement Credits, Gift Cards etc.