CIBIL is the company that keeps track of loan transaction

CIBIL is calculated on the basis of Credit Information Report (CIR).

Age should be 22 years or more.

Salary should be at least Rs 15000

DOCUMENTS proof of identification, Proof of residence, 3 photos

Personal loan app without cibil score :- Rapid Rupee,Tala, Rufilo, free pay etc.

CIBIL score is bad for not paying EMI on time.

Personal loan from 1000 to 60000

Interest Rate 36% per annum