CIBIL is the company that keeps track of loan transaction
CIBIL is calculated on the basis of Credit Information Report (CIR).
Age should be 22 years or more.
Salary should be at least Rs 15000
proof of identification,
Proof of residence,
Personal loan app without cibil score :- Rapid Rupee,Tala, Rufilo, free pay etc.
CIBIL score is bad for not paying EMI on time.
Personal loan from 1000 to 60000
Interest Rate 36% per annum