It can prove to be good for people with bad credit to establish credit, strengthen etc.

Interest earned in savings account when the deposit amount is equal to the credit limit

Gets coverage like FICO credit score access, credit reporting to bureaus, etc.

Credit limit - $400 to $5,000

Annual fee $49 APR18.24%

Foreign Transaction Fee 1% 

Zero liability for fraudulent activity

Digital Wallet Technology

Credit limit determined by income, ability to pay credit line etc.