The Discover it Balance Transfer card offers a 0% introductory annual percentage rate on balance transfer

Offers an 18-month 0% introductory APR.

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Earns 5% cash back on purchases in quarterly rotating categories.

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Matches all the cash back you've earned at the end of your first year.

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Requires activating categories.

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Limits spending eligible for the rotating cash back category.

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Charges a balance transfer fee.

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Earn 5% cash back on everyday purchase

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Credit Score Needed Excellent, Good

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