The Discover it Balance Transfer card offers a 0% introductory annual percentage rate on balance transfer

Offers an 18-month 0% introductory APR.

Earns 5% cash back on purchases in quarterly rotating categories.

Matches all the cash back you've earned at the end of your first year.

Requires activating categories.

Limits spending eligible for the rotating cash back category.

Charges a balance transfer fee.

Earn 5% cash back on everyday purchase

Credit Score Needed Excellent, Good