Discover is a digital bank and payment services company known for its credit cards.

Discover also offers other products, including fixed-rate personal loan

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Discover has no closing costs or origination fees.

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The lender offers loan terms from 36 to 84 months.

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Borrowers get free access to a credit scorecard that includes their FICO credit score.

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Discover offers fixed-rate personal loans from $2,500 to $35,000.

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Discover offers a 30-day money back guarantee on their personal loans.

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Borrowers will need at least a 660 FICO score to be eligible for a Discover personal loan.

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Discover has an A+ rating with the Better Business Bureau and is BBB-accredited.

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