Earnest is an online lender offering private student loans to college and graduate student

There are no origination, application or late fees.

You can choose your monthly payment and loan term length.

Earnest offers a rate match feature.

Borrowers or co-signers must have at least a 650 FICO credit score.

Borrowers must be full-time student

Student loan options from Earnest include: – Undergraduate loans. – Graduate loans. – MBA, medical or law school loans.

There is a 0.25-percentage-point interest rate discount if you choose to set up automatic payments.

4.9 Private Student Loan Rating