Designed for cardholders looking to rebuild or establish credit

Sends monthly payment reports to the three major credit bureaus.

Initial $400 credit limit

Those opting for online statement can check their score every month for free

It comes with steep fees and a high annual percentage rate.

Consumers with bad or no credit may qualify for this card.

Credit limit increases by $2,000 after six month

29.99% variable APR  0% introductory APR 

Does not offer sign-up bonuses or rewards on purchase