Designed for cardholders looking to rebuild or establish credit

Sends monthly payment reports to the three major credit bureaus.

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Initial $400 credit limit

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Those opting for online statement can check their score every month for free

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It comes with steep fees and a high annual percentage rate.

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Consumers with bad or no credit may qualify for this card.

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Credit limit increases by $2,000 after six month

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29.99% variable APR 0% introductory APR

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Does not offer sign-up bonuses or rewards on purchase

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