Home loans are offered on the basis of monthly income, loan amount, loan to value etc.
The loan amount varies from 75% to 90% of the home property value depending on the LTV ratio
Home Loan Types
home construction loan, bridge loan, home renovation loan
Processing fee 1% – 2% of the loan amount
Must be an Indian resident, Non-Resident Indian (NRI) and Person of Indian Origin (PIO)
Age Limit: 18 – 70 Years
Minimum salary Rs 25,000 per month
DOCUMENTS
Identity Proof, Age Proof, Residence Proof, Income Proof, Property Related Documents
Prepayment fee ranging from 2% to 4% of the loan amount