Declaring a missing person dead gets complicated

The person should file a missing report with the police

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Get the missing report from the court attested

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According to Indian Evidence Act, Section 108, a person is presumed to be dead.

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If missing even after seven years, the person is presumed dead

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The insurance company has the right to recover the proceeds and interest on proof of the survival of the missing person.

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One has to wait for seven years to get the death benefit.

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The insurance company does not have the right to recover the amount if the agreement is less than the full amount

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After the death certificate is received, the beneficiary can start the claim process

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