This is a great way to get a short term loan.

Instead of breaking the FD, one can apply for loan against FD.

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FD can be pledged as security

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The loan amount depends on the FD deposit amount

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No need to break FD and premature withdrawal

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DOCUMENTS Application Form, FDR, EDC, Cancel Check for Non-cumulative FD

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The loan amount can go up to 95% of the deposit amount.

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Loan must be repaid before maturity of FD

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Can be repaid in lump sum or in installment

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