LendKey's digital platform connects borrowers who need private student loans or refinancing loans with credit unions and community banks.

Since 2009, LendKey has helped more than 135,000 people by funding $5 billion in loans.

offers fixed- and variable-rate loans for undergraduate and graduate students.

Loan Types: Undergraduate, Graduate, MBA, Medical School, Law School, Refinance.

Minimum FICO Credit Score: Not disclosed

LendKey charges no origination or application fees.

Co-signers are accepted but not required

Some lenders may charge late and insufficient funds fees.

4.1 Private Student Loan Rating