Loan can be used for travel, education, marriage, hospital expenses etc.

Minimum age 18 years or above

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The surrender value of the policy used for the loan should be

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INTEREST RATE Kotak Mahindra Bank :- 10.99% LIC Housing Finance :- 9.00% etc.

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Interest rates depend on the profile of the applicant

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Loan amount up to 85% of the policy value

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Documents Identity proof, residence proof, income proof etc.

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Loan on LIC can be taken offline and online

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Loans are given by pledging insurance policies.

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