This proves to be good for people with good credit

Awarded one point per dollar on purchase

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Redemption points for 1% value for cash back redemption

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$195 annual fee 4.99% Variable APR

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0% APR provided for balance transfer

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Benefits without any foreign transaction fees, travel accident insurance etc.

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Round the clock service offering

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No hidden fees

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Shoprunner free 2-day shipping

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