The credit union offers personal loans for eligible member

members of the armed forces, military associations, veterans and retirees, and their familie

Terms extend up to 60 months.

There are no origination fees.

Borrowers get funds in one or two days upon approval.

Minimum FICO Credit Score: 650

Best for low minimum loan amount

PenFed serves members in all 50 state

4.6 Personal Loan Rating