Frequent shoppers of outdoor gear retailer REI may find value in the REI Co-op Mastercard.

This card earns 5% in rewards at REI Stores, etc and 1.5% everywhere.

Get a $100 REI gift card

$30 lifetime REI Co-op membership fee.

$50 statement credit per year

Charges no annual fee:

Earns 5% back at REI

Late payment fee: up to $40.

$100 REI gift card as a cash sign-up bonu