No single small business insurance policy covers all risks.
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This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It's required for most commercial leases.
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This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a business is sued for unsatisfactory work.
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E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.
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This policy is required in almost every state for businesses with employees. It also protects sole proprietors against work injury costs that health insurance might deny.
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This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.
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This policy is usually required for business-owned vehicles. It helps cover the costs of a vehicle accident, theft, or vandalism.
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HNOA covers a business's liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands.