It is a secured credit card with cash reward

Security deposit required

1% cash back on qualifying gas and grocery and all other purchase

Benefits of FICO Score, Car Rental Insurance etc.

$32 annual fee  19.99% APR

Customers are eligible for a cash deposit bonus of 10%

Loyalty Cash Bonus of 10%, 25% or 50% depending on the deposit relationship

Multiple redemption options like cash back, e-gift card, travel etc.

Access and redeem rewards online at suntrust.com/reward