This card is a good option for people who eat out mostly

TD Cash Credit Card is a rewards card

Earn 3% cash back on food, 2% on grocery and 1% on everything else

APR :- 12.99%, 17.99% or 22.99%

No annual fee 0% Introductory APR

No reward limit 3% foreign transaction fee

$150 cash back on $500 spent

Chip technology protection

Penalty fee of up to $40 for late or returned payment